How to refer someone on Google Pay

You can share your referral code with the person you want to refer to Google Pay.

  1. Open the Google Pay app .
  2. At the top right corner, tap your profile picture.
  3. To copy your code and share, tap Invite friends, get rewards.
    • To share via other platforms, tap the Share Share.

Use a referral code

To use a referral code, you can tap on the referral link that was sent by your friend or enter the code in the Google Pay app.

Use the referral link

  1. Tap on the referral link that was sent by your friend.
  2. Follow the on-screen instructions to download the Google Pay app.
    • The referral code will be applied automatically.

Enter the referral code in the Google Pay app

  1. If it's not already installed, download the Google Pay app.
  2. Open the Google Pay app .
  3. To go to your profile page, at the top right corner, tap the profile icon.
  4. Under “Referral code”, enter the code.
    • If the code is valid, you'll get a success screen.

Check the status of a referral

You can find more info about a referral on the referral code page. You can check:

  • If the code was applied successfully
  • The status of your referral
  • Referral eligibility

Receive referral rewards

You can earn up to 100 referral rewards if you invite new users to Google Pay. Once the referred user makes their first payment, both the referrer and referee will receive their reward.

Tip: You can earn only one referral reward for your first-time installation of Google Pay.

I referred a friend but didn't get a reward

Learn more about referral rewards on Google Pay.

If you didn’t receive a referral reward or can't find the money in your account, follow these steps:

Step 1: Check if you’re eligible for the reward

Make sure that:
  • You’ve earned less than 100 referral rewards. You can earn up to 100 rewards and ₹9,000 INR in a financial year.
  • You sent the correct referral link or code. Learn more about how to get rewards.

Step 2: Check if the person you referred is eligible for the reward

Make sure that the person you invited:

  • Signed up and downloaded the app through a referral link or referral code that you sent
  • Didn’t sign up through a referral link or code that someone else shared with them
  • Didn’t create a Google Pay account before
  • Didn’t use reconditioned second hand phone previously used by someone else on Google Pay
  • Didn’t use a recycled phone number previously used to onboard on Google Pay
  • First payment to be made within 28 days of app sign-up

Tip: For more information, on your app, refer to the terms and conditions of the referral offer.

My friend isn’t eligible for the referral reward

To qualify for each offer, a Google Pay customer can only use one set of Google Pay credentials that hasn’t been previously registered with Google Pay. This includes, but isn't limited to, the following:

  • Device
  • Google account
  • Phone number
  • Form of payment

Each customer can only avail of this offer once per unique registered invitee. The invitee can only avail of this offer for their first Google Pay transaction.

It’s possible that your friend has already been registered on Google Pay before, or may have signed up with someone else’s referral code.

Tip: Users with refurbished second hand phones and recycled phone numbers previously used with Google Pay are ineligible.

My friend received their reward, but I didn’t get mine

Check your bank account

Reward payments take a few days to appear. Wait a few days and check your bank statement. If you can't find your reward or haven’t received your reward money after 7 business days, contact us.

Tip: To receive your reward, make sure you have a valid bank account linked to your Google Pay account.

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