Important: UPI Circle is coming soon on Google Pay.
About UPI Circle
UPI Circle on Google Pay is an innovative feature designed to help your close trusted ones make digital payments without needing to link their own bank account. While UPI has undeniably simplified digital transactions for millions, there's still a segment of the population that relies on cash and/or is hesitant to use UPI, due to various reasons, including limited access to banking services.
Getting more Indians to pay safely for bills or shop offline and online by delegating to a trusted contact is the core ethos behind this innovation.
As an existing UPI user on Google Pay, you can now add your family members or friends as "secondary" users to your UPI Circle. You will be offered two options:
- Partial Delegation: You retain full control, approving each payment request initiated by your secondary user.
- Full Delegation: Set a monthly limit, up to ₹15,000, allowing your secondary users to make payments independently within that limit.
As the launch partner for UPI Circle with NPCI, we're excited to contribute to the broader goal of making digital payments accessible to every Indian. This feature marks another step towards a more inclusive and convenient financial ecosystem.