How Google Pay helps keep your data private

• Transactions
• Payment methods, such as debit or credit cards

You control how this data is used. At any time, you can change what is kept and manage privacy and personalization within Google Pay.

• We do not sell your information to anyone: Google Pay will never sell your transaction history to third parties or share it with the rest of Google for targeting ads.
• We secure your Google Account to help block unauthorized access to your data: Your Google Account comes with built-in security designed to detect and block threats like spam, malware, and viruses. With this built-in security, the Google Pay data that’s stored in your Google Account is better protected from unauthorized access.

Google Pay may collect any of the following depending on the services you use:

• Personal info, such as your name, address(es), phone number, email address, and device ID or other identifiers: May be collected and used for app functionality purposes, such as setting up and using a card in Google Pay, and for other fraud prevention, security and compliance, and account management purposes.
• Financial info, such as your credit card, debit card, or bank account number, purchase history, credit info, or other financial info: May be collected and used for app functionality purposes, such as helping you to complete purchases safely with Google Pay.
• Location info: May be used for fraud prevention, security, and compliance purposes when you add a new payment card or transit card to Google Pay. In addition, based on your Google Account preferences, location info may also be used for app functionality such as providing location details in your receipts.
• Usage info, in-app search history, crash logs, diagnostics, and other app performance data: May be collected for purposes such as app functionality and analytics to monitor the health and usage of the app.
• Installed apps: May be collected for app functionality purposes, such as when you choose to link your bank app to Google Pay.
• SMS Messages: May be used for app functionality, fraud prevention, security, and compliance, such as for autofilling one-time passwords.
• Photos, addresses, and contacts: Are collected for app functionality to manage your Google Account. 

• Personal info, like your name, addresses, phone number, email address, and device ID or other identifiers: Used for app functionality purposes, like setting up and using a card in Google Pay, and for other fraud prevention, security and compliance, and account management purposes.
• Financial info, like your credit card, debit card, or bank account number, purchase history, or other financial info: Used for app functionality purposes, like helping you to complete purchases safely with Google Pay.
• Usage info, like crash logs, diagnostics, and other app performance data: Used for app functionality and analytics to monitor the health and use of the app.
• Installed apps: Used for app functionality purposes, like interacting with partner system apps required by regional payment networks.

• For safety purposes, data is encrypted in transit.
• Payment data at-rest used by Google Play services for payments is always stored safely within the local Secure Element (SE) chip of your device.
• Currently, Google Play services for payments is available on devices that have an on-board SE chip.
• Google Play services for payments comes pre-installed on eligible Android devices. You can choose to uninstall the app manually, which removes the app from your device. If you choose to uninstall the app, certain payments-related features on Google apps might have low or no functionality. If you need to use those features in the future, you may be prompted to reinstall the app. For example, Google Pay might no longer display the current balance for your eMoney cards.