Know your billing options

Payment setting: How you pay

This is how you make your payments. Your choices are:

• Automatic payments: You're automatically charged after your ads run, either on the first day of each month or when you reach a preset amount (known as your threshold), whichever comes first. You can also make payments at any time to control your costs. Note: Google no longer accepts prepaid cards for automatic payments.
• Manual payments: Pay when you want for future costs. With this setting, you can make a payment before your ads run. Then, as your ads run and you accrue costs, the credit from your payment will decrease. When your payment is depleted, your ads will stop running.
  The manual payments setting isn't available for new accounts in the countries and territories listed below. If you can't find this option when creating your account, you’ll need to proceed with the automatic payments option to finish creating your account. Your account can't be switched to manual payments in these countries and territories. Countries and territories

  Americas	Africa	Europe	Middle East	Asia Pacific
  Anguilla Antigua and Barbuda Aruba Bahamas Barbados Belize Bermuda Canada Cayman Islands Chile Costa Rica Dominica Ecuador French Guiana Grenada Guadeloupe Guatemala Guyana Haiti Jamaica Montserrat Netherlands Antilles Nicaragua Panama Paraguay Puerto Rico Saint Lucia Saint Vincent and the Grenadines St. Pierre and Miquelon Suriname Trinidad and Tobago United States United States Minor Outlying Islands Uruguay Venezuela Virgin Islands (British) Virgin Islands (U.S.) *Antarctica	Angola Benin Burkina Faso Burundi Cape Verde Central African Republic Comoros Congo Congo, Democratic Republic Cote d'Ivoire Equatorial Guinea Eritrea Ethiopia Gabon Gambia Guinea-Bissau Lesotho Liberia Libya Madagascar Malawi Mali Mauritania Mauritius Mayotte Mozambique Namibia Niger Réunion Rwanda São Tomé and Príncipe Senegal Seychelles Sierra Leone Somalia South Africa Swaziland Togo Tunisia Western Sahara Zambia	Albania Andorra Austria Belgium Bosnia and Herzegovina Czechia Denmark Estonia Faroe Islands Finland France Georgia Germany Gibraltar Greece Greenland Hungary Iceland Ireland Italy Liechtenstein Lithuania Luxembourg Macedonia Malta Moldova Monaco The Netherlands Norway Poland Portugal San Marino Serbia Slovakia Slovenia Spain Svalbard and Jan Mayen Islands Sweden Switzerland United Kingdom	Armenia Bahrain Iraq Israel Jordan Lebanon Qatar Saudi Arabia Tajikistan Turkmenistan United Arab Emirates	American Samoa Australia Bhutan Brunei Darussalam Cambodia East Timor Fiji French Polynesia French Southern Territories Guam Hong Kong Japan Lao People's Democratic Republic Macau Malaysia Maldives Micronesia Mongolia Myanmar Nauru New Caledonia New Zealand Niue Norfolk Island Northern Mariana Islands Palau Papua New Guinea Samoa Singapore Solomon Islands South Georgia and The South Sandwich Islands Tokelau Tonga Vanuatu Wallis and Futuna Islands

  You may be able to switch the payment setting for your account between automatic to manual payments, and vice versa, in your account’s Billing Settings. The option to switch from automatic to manual payments is possible only in countries where the manual payment option is available. If you are currently on manual payments and this option is no longer available in your country, you can only switch to automatic payments and you will not be able to switch back to manual payments. Learn more about manual payments option availability here.

  To change your payment setting: 

  1. Sign in to your Google Ads account
  2. In the search bar at the top of the home page, type Settings and select Settings > Billing.
     • (Alternatively, you can type the keyboard shortcut G B to go straight to Billing.) 
  3. In the 'Payments account' section, click the edit icon   next to 'How you pay.'
  4. Select your desired payment setting from the drop-down menu.
  5. Follow the steps in the pop-up window to confirm the change.

  Note: Only users with Admin or Edit Payments profile access can make this change. To check your access type, in the search bar at the top of the home page, type Settings to select Settings > Billing and scroll down to the bottom of the page to the 'Payments users' section. 

  If you have more than one Google Ads account, this feature might not be available in all your accounts.

• Monthly invoicing (credit line): Some businesses are eligible for a Google credit line if they meet certain requirements. With this setting, you accrue costs first, then receive a monthly invoice. You pay for these costs with a cheque or bank transfer. It's required that you make payments within the timeframe that you've agreed to with Google, according to terms and conditions. Learn more about monthly invoicing

Payment method: what you pay with

This is what you use to pay your bills, such as credit or debit card. The choices available to you will depend on your country (that is, the country of your business address) and the currency that you've selected for your Google Ads account. See your payment options.

Your VAT information

Google Ads accounts with European Union (EU) business addresses are subject to Value Added Tax (VAT). Here are a few things that you'll need to know, but you should contact your local tax authority for more information:

• VAT won't be charged to your Google Ads account. But you'll still be responsible for self-assessing and paying VAT at your EU Member State's local rate.
• If your business address is located in Ireland, you'll be charged VAT at the current Irish rate.